Underground Service Line Coverage can Now be added to the Homeowners Policy
Posted: October 10, 2018
Underground Service Line Coverage - Can Now be Added to your Homeowners Policy: As a home owner, it's your responsibility to maintain and repair the exterior water and sewer lines that are located on your property, from the utility service connection to your home. If the exterior water or sewer line fails, the cost to locate and repair the leak or replace the line will most...
Understanding Your Auto Policy
Posted: September 27, 2018
Drivers are required to carry minimum liability coverage in most states in the U.S. This coverage provides some protection in case you are involved in an accident that causes injury to another or damage to someone else's property. Most vehicle owners want additional optional coverage for damage to their own vehicles. Our experienced agency can work with you to tailor the coverage amounts you need...
Homeowners Insurance: When Do You File A Claim?
Posted: September 20, 2018
Homeowners insurance is designed to cover damage to your property caused by certain covered events. It stands to reason that as you are paying your premiums, you should take advantage of available coverage. However, the reality is that it is not always advisable to file a homeowners insurance claim, as it can lead to higher premiums or even cancellation in some cases. Underwriters tend to...
Cyber Liability Insurance
Posted: September 10, 2018
Cyber Liability insurance helps businesses survive data breaches and cyber-attacks by paying for recovery expenses and providing liability coverage. Businesses are becoming more dependent on the internet and electronic data storage. Companies store more sensitive information than ever on their computers. Therefore, it's important for a business owner to understand their exposure to a Cyber Liability claim and to make sure that coverage is in place,...
Understanding Your BOP
Posted: August 20, 2018
A business owners policy (BOP) combines protection from all major business property and liability risks in one convenient package. Package policies are created for small and mid-sized businesses that face the same type and degree of risk. A policy that combines property and business liability insurance can cover your business for claims resulting from fire, theft, and other covered disasters, as well as for claims...