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Does Homeowners Insurance Cover Landscaping?

Does Homeowners Insurance Cover Landscaping?

Your yard is an important part of your home and requires a great deal of time, effort, and money to maintain. Landscaping can suffer damage from fire, theft, and vandalism, just like the inside of your home. If you have worked hard and invested a lot of money to create a beautifully landscaped yard, you may be wondering whether homeowners insurance will cover your trees,...

Identity Theft Coverage

Unfortunately, in today's society more and more people are victims of identity theft. They may discover that someone used their identity to finance a car or obtain a mortgage; do you have protection if this happens to you? There are companies that will monitor your credit and assist you if an identity theft occurs. If you currently do not have a company monitoring your credit,...

The Importance Of Key Person Insurance For Small To Midsize Businesses

The Importance Of Key Person Insurance For Small To Midsize Businesses

Key person insurance is life insurance on a proprietor, partner, or a valued employee who is key to the successful operation of a business. Small and midsize businesses typically have one or a few key persons who are primarily responsible for generating revenue. Examples include the partners in a two-attorney law firm, the sole cosmetologist in a small beauty salon, or the owner-founder chef of...

Energy Saving Tips For Hot Summer Months

Energy Saving Tips For Hot Summer Months

Keeping your home cool in the hot summer months can be as costly as keeping it warm in the wintertime. These energy-saving tips can help you minimize your electricity bill while staying cool and comfortable during the heat of the summer months: Set your thermostat to 78° or higher. This can lower your cooling bill by approximately 12%. While you are away from home, set...

Prevent Cyber Crime From Happening To Your Business

Prevent Cyber Crime From Happening To Your Business

As a business person, you are concerned with making your business immune to cybercrime exposure, and with good reason. According to an article on CNBC, cybercrime cost the global economy $450 billion in 2016. Prevention is your best line of defense against cyber criminals. You will want an IT security expert to assess your company's current vulnerabilities and needs. In addition, there are certain universal...