Protecting Your Home Through The Seasons
Posted: January 1, 2019
Blazing sun, sub-zero temperatures, or any extreme weather conditions can wreak havoc on your home, but seasonal maintenance can go a long way toward preventing catastrophe. The following are home maintenance checklists for winter, spring, summer, and fall. Winter Home Maintenance Vacuum HVAC registers to remove dust and debris. Flush out water heater to remove built-up sediment. Clean refrigerator coils. Check caulking around showers and...
Underground Service Line Coverage can Now be added to the Homeowners Policy
Posted: October 10, 2018
Underground Service Line Coverage - Can Now be Added to your Homeowners Policy: As a home owner, it's your responsibility to maintain and repair the exterior water and sewer lines that are located on your property, from the utility service connection to your home. If the exterior water or sewer line fails, the cost to locate and repair the leak or replace the line will most...
Homeowners Insurance: When Do You File A Claim?
Posted: September 20, 2018
Homeowners insurance is designed to cover damage to your property caused by certain covered events. It stands to reason that as you are paying your premiums, you should take advantage of available coverage. However, the reality is that it is not always advisable to file a homeowners insurance claim, as it can lead to higher premiums or even cancellation in some cases. Underwriters tend to...
Understanding Your Homeowners Policy
Posted: July 31, 2018
Most people don't want to think about their homeowners insurance until they need it. Homeowners policies are lengthy, complicated, and written in legalese. Nevertheless, it could pay off to thoroughly understand your homeowners policy and know how it works. Our agency is happy to assist you with not only finding the right homeowners policy, but also with understanding what is in it. Basics of Homeowners...
Backup of Sewer, Drain, & Sump Pump Endorsement
Posted: July 11, 2018
The Backup of Sewer, Drain, & Sump Pump endorsement is a coverage that can be added to your Homeowners Insurance policy, Landlord Policy, or a Commercial policy. With this endorsement added to your Homeowners insurance policy, you will now have coverage for events that would have otherwise been excluded. Let's first look at the definition, to better understand the coverage this endorsement provides. Definition: Provides coverage...