Backup of Sewer, Drain, & Sump Pump Endorsement
Posted: July 11, 2018
The Backup of Sewer, Drain, & Sump Pump endorsement is a coverage that can be added to your Homeowners Insurance policy, Landlord Policy, or a Commercial policy. With this endorsement added to your Homeowners insurance policy, you will now have coverage for events that would have otherwise been excluded. Let's first look at the definition, to better understand the coverage this endorsement provides. Definition: Provides coverage...
Why It Is Important To Review Your Insurance Policies On A Yearly Basis
Posted: April 30, 2018
Insurance policies are living documents. They can, and should be, changed periodically to accommodate changes in circumstances and needs of the policyholder. Our agency can assist you with an annual review of your insurance policies to help ensure you have the coverage you need without paying more than you need to. Reasons to Review Your Insurance Policies Annually Certain factors should be checked with your...
Great Insurance Tips For First Time Home Buyers
Posted: March 19, 2018
Homeowners insurance is not required by law like automobile liability insurance. However, it is required by mortgage companies to protect the lender's investment. Even if you were able to pay cash for your home, homeowners insurance is an important protection for what is likely your biggest asset. The following are some tips about homeowners insurance for first time home buyers. Get Renters Insurance to Help...
Does Homeowners Insurance Cover Landscaping?
Posted: October 31, 2017
Your yard is an important part of your home and requires a great deal of time, effort, and money to maintain. Landscaping can suffer damage from fire, theft, and vandalism, just like the inside of your home. If you have worked hard and invested a lot of money to create a beautifully landscaped yard, you may be wondering whether homeowners insurance will cover your trees,...
Energy Saving Tips For Hot Summer Months
Posted: July 20, 2017
Keeping your home cool in the hot summer months can be as costly as keeping it warm in the wintertime. These energy-saving tips can help you minimize your electricity bill while staying cool and comfortable during the heat of the summer months: Set your thermostat to 78° or higher. This can lower your cooling bill by approximately 12%. While you are away from home, set...